Today Show: Make your money last with an annuity

2 years ago Ted Bernstein 0
  The Today Show this week includes an important recommendation about guaranteed, lifetime income. Although 2016 was a banner year for indexed annuities, we have a long way to go. Too many people do not understand indexed annuities and as a result, they are still measuring their retirement security by the size of their portfolios. Read More

ROI = Reliability of Income

2 years ago Ted Bernstein 0
In Retirement, ROI is Reliability of Income. Helping you shift your focus from asset accumulation to guaranteed income will create more security in your retirement plan. Economists, professors and thought leaders all over the world are helping planners and their clients change the dialogue about why sufficient levels of lifetime income are more beneficial and valuable than asset accumulation Read More

Long Term Care Covers More Than You Might Think.

2 years ago Ted Bernstein 0
Most people report uncertainty about the definition of claim triggers in their long term care insurance policy. My experience confirms that people want a better understanding about what IS covered and what MAY NOT be covered. You will be surprised about today’s long term care policies and find they DO cover you when you need Read More

7 Helpful Tips to Review Life Insurance

2 years ago Ted Bernstein 0
Life Insurance Policy Forensics Follow the 7 helpful tips to review life insurance coverage below and you will either improve it or have confirmation that the policy is appropriate. It makes sense to review all insurance coverage every two years. Done this way, each type of insurance should take no more than 15 minutes.  For Read More

The Value of a Professional’s Advice

2 years ago Ted Bernstein 0
Professional Advisors Vital to Financial Health. Make no mistake about it. The research continues to confirm that getting advice from professionals is beneficial in every measure: insurance, retirement planning, investing and quality financial plans. Within 4 to 6 years, households who used advisors accumulated 58% more assets than those who self-directed their investments. Using a Read More

Life Insurance Premium Financing – Know The Risks.

2 years ago Ted Bernstein 0
Is life insurance premium financing right for you? Life insurance premium financing is not free life insurance. By itself, this will eliminate 90% of the prospects. The annual out of pocket cost is more than the cost of cheap term insurance. There goes another 90%, leaving a legitimate population of 2-3% of all prospects who Read More

Everyday Tips For Longevity In Retirement.

2 years ago Ted Bernstein 0
1. Time passes faster every day. Don’t make it worse by rushing and stressing over time. Where are you going? 2. Take care of your body so it will take care of you later. Don’t let your world get smaller each day – stay fit and mobile. 3. Intimacy and friendships remain important regardless of where you Read More

2016 Election and Your Retirement

2 years ago Ted Bernstein 0
The 2016 Elections are over, and now you should learn on how this will affect your retirement.  Here are a few resources to help clarify the change of landscape: What a Trump Administration Means for Your Retirement What impact will a Trump presidency have on the 46 million Baby Boomers living in the U.S.?  President-elect Read More

Term Life Insurance Ending Too Soon? Avoid Making This Mistake!

2 years ago Ted Bernstein 0
Are you worried about your term life insurance policy that is expiring too soon? Do you own a policy that cannot be extended or the price to keep it is 7x or 8x more than the current term premium?  Take control and let us help you navigate this important part of your financial plan. Every day, we Read More