Chinese buy Genworth – What Does It Mean?

2 years ago Ted Bernstein 0
Genworth Deal: No Relief for Agents, Policyholders The Long Term Care Insurance market is difficult for insurance companies to accurately forecast. Therefore, we urge our clients to buy long term care coverage with guarantees. There are many new products  that, most importantly, combine life insurance and long term care. As a result, for people who need Read More

The Incredible Value of Life Insurance – Nothing Else Can Do This…

2 years ago Ted Bernstein 0
As September is Life Insurance Awareness Month, this is a great testament to the value of how life insurance protects us. We offer state of the art solutions that are customized to meet your specific goals and objectives. Let us help you minimize your premiums and maximize the value of your coverage. Please call me Read More

Easing the Transition of Your Business – Life Cycle Planning

2 years ago Ted Bernstein 0
When a family owned and operated business successfully transitions from one generation to the next, it is a work of art. At the risk of using one of the more overused euphemisms of the day, it truly takes a village. Each time I have the benefit of witnessing successful execution, I am struck by how Read More

Newsletter

2 years ago Ted Bernstein 0
May Newsletter – Click Here April Newsletter – Click Here March Newsletter – Click Here NEWSLETTER – Click Here Please use the contact form below or email us for copies of our older newsletters.   Read More

Insurance Industry Must Do Better.

2 years ago Ted Bernstein 0
Advertising & Marketing 101 If you stop to think about it, when was the last time you saw a life insurance company target an event like the NCAA tournament, the Super Bowl or the Masters (each is their target audience) with ads about the virtues of buying annuities, or life insurance, or any of their Read More

Put a Safety Net Under Your Retirement Assets

2 years ago Ted Bernstein 0
Guaranteed Income + Liquidity is finally being recognized as a powerful combination for retirement security. Lifetime income hedges away longevity risk and liquidity of assets ensures flexibility with the ability to maneuver when necessary. It is more important than ever for people to understand the difference between asset accumulation in retirement versus guaranteed, lifetime income streams. Read More

Does Your Retirement Plan Provide You With Enough Guaranteed Lifetime Income?

2 years ago Ted Bernstein 0
With interest rates at historic lows and people living longer, guaranteed lifetime income is critical to a secure retirement plan.  I recently wrote an article about Longevity Risk in a column I write for the Boca Raton Tribune about Life Cycle Financial Planning. It is just as relevant today. “A lack of awareness and understanding about guaranteed income Read More