Lifecycle Financial Planners

Get 2.45%* on a risk-Free Investment, instead of virtually nothing.

Interest rates are at historic lows and economists don’t expect higher levels until as late as 2025. Fortunately, our A+ Rated, multi-billion dollar companies offer you a higher, guaranteed return. Act now to lock in the 2.45%* rate that is good for a year. This fully liquid vehicle allows you to withdraw your money at any point in time. And the best part of all – your investment is risk-free.

GET RID OF LOW INTEREST RATES & SIGN UP NOW!!

Call Us Now And Lock In The 2.45%* Rate,
Guaranteed For A Year.

CD’s coming due? Tired of savings rates near zero percent?
Are you seeking better rates without giving up either security or liquidity?

You deserve the best rate possible. Call us at 561-771-4647 to lock in the 2.45%* rate, guaranteed for a year.

Features that actually matter to your pocket.

Liquid

It's your money. Take it anytime without surrender charges and keep all the gains.

No Principal or Market Risk

Earn 2.45%* without any principal risk.

Tax Deferred

Taxes are deferred and if structured properly, your principal is creditor protected. Only pay taxes when you liquidate or take withdrawals.

​Traditional Savings Methods are at Their Lowest

How Does This Alternative Actually Differ?

Savings accounts, high-yield savings, money markets, CDs and bonds have recently dropped their return rate to near 0% and are likely to stay that low until at least 2025. Although previously considered “safe investments,” investors have become wary that their money will wane as return levels hardly provide any profit.

Savings

.02 %
  • Interest Rate Locked
  • Fully Liquid
  • Guaranteed Returns
  • Tax Deferred

CDs

.02 %
  • Interest Rate Locked
  • Fully Liquid
  • Guaranteed Returns
  • Tax Deferred

Annuity
Alternative

Lifecycle Financial Planners
2.45 %*
  • Interest Rate Locked
  • Liquid
  • Guaranteed Returns
  • Tax Deferred
Best Return

Bonds

Var %
  • Interest Rate Locked
  • Fully Liquid
  • Guaranteed Returns
  • Tax Deferred

Money Market

.02 %
  • Interest Rate Locked
  • Fully Liquid
  • Guaranteed Returns
  • Tax Deferred

A PROFESSIONAL TEAM OF WEALTH STRATEGISTS

We Sell Security, Not Securities.

Ted Bernstein Lifecycle Financial Planners Owner

Ted Bernstein

Owner

Ted has been a top producer and consistent innovator in the insurance industry for 25+ years. Ted was responsible for introducing fee based life insurance to the U.S. life insurance market. His contributions to the industry are diverse, including the development of many new products for carriers.  He has been a leader in the distribution of premium financing solutions for high net worth individuals, families and businesses, placing over $1B of death benefit in his career.
Deborah Bernstein Lifecycle Financial Planners Owner

Deborah Bernstein

Owner

Deborah brings 15 years of sales and marketing experience with Fortune 100 companies. Her sales expertise helps drive sales and new business to the company in all areas. As a former Director of Sales for Hilton and Marriott Hotels, she is able to call on and implement many of the necessary processes and procedures that help us create the best client experience possible. Working with civic and charitable organizations, Deborah helps the company form strategic partnerships.

As Featured In:

No Built-In Commissions = Enhanced Value

EARN UP TO 5% WITHOUT ANY PRINCIPAL RISK

Instead, a fully transparent rate results in liquidity with no surrender penalties. Our product guarantees a 2.45%* rate on your investment, or you can opt for a rate as high as 5%.

Our low-risk investment option will guarantee you a return.

There is no tax while your investment is working for you, either. No surrender charge and you take it when you want.

Guaranteed Interest Annuity
Investment Advisors You Can Trust

How Do You Guarantee
My Annual Rate?

ACTUALLY, IT’S QUITE SIMPLE. REALLY!

There is only one condition that determines your return rate. If you’re happy with 2.45%*, that rate is guaranteed. Set it and forget it.


To get up to the maximum 5% Index rate, you will simply need to choose the S&P index option at inception. At the anniversary, you will get up to 5% if the S&P is up 5% or more. It’s that simple. No principal risk – guaranteed.



This is more profitable than money markets and savings accounts. You will start earning guaranteed interest on day one, completely risk-free.

You will never be credited less than zero. The Choice Is Yours To Make Today!

Choose Door #1

Get 2.45%* - Guaranteed.

Choose Door #2

Get Between 0% and 5%

Choose Door #3

Get a Blend of Door #1 & #2

CALL US AT 561-771-4647 TODAY OR COMPLETE THE FORM BELOW

Start with our free Consultation

If you find better rates in the future, you can liquidate without surrender penalties. However, higher rates elsewhere will likely mean that insurance companies are also increasing their fixed rates in order to remain competitive.

Let us help you plan for this low yield crisis. Learn about these successful strategies by taking a complimentary phone call or requesting a customized quote.

For more information fill out the form below and someone from the Life Cycle Financial Planning team will be in touch today!

*Our product is built without commission. you pay a small, annual advisory fee.

Copyright © 2020 Life Cycle Financial Planners, LLC.

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