Choosing the right professional to work with matters. We guide and help families, individuals and business owners in the following areas of our expertise:
Annuities – guaranteed income solutions.
Wealth transfer and inheritance planning.
Life insurance solutions for income, asset and tax protection.
Fee based insurance consulting.
As a columnist and industry contributor, I have been interviewed and quoted in the Wall Street Journal, The New York Times, The Chicago Tribune and by the Cato Institute on a variety of subjects, including taxation issues facing the insurance industry.
Structured properly, income annuities can be 100% liquid from day one. This is an important alternative that we helped bring to the industry. Indexed annuities continue to be a self funded, private pensions or the asset owned inside individual retirement accounts. More and more people are using their IRA assets to purchase indexed annuities because they will never lose principal and nothing creates guaranteed income for life better than an annuity. As we’ve learned in 2000, 2008 and 2020, stock market losses are devastating in a retirement plan.
Fiduciary Standard – Client Best Interest:
The future is bright for consumers who choose to work with experienced professionals. By putting the needs of our clients ahead of everything we do, we are considered to be fiduciaries, always selecting what is best for our clients. Flexibility, disclosure and transparency are the keys to a client’s best interest. Newer and better solutions are constantly emerging as a result of innovation throughout the industry. For example, the ability to purchase up to $5,000,000 of the most competitive life insurance, without medical underwriting is totally changing how people feel about buying life insurance.