Life Cycle Financial Planners Team

Ted Bernstein
Owner

Ted Bernstein is the founder of Life Cycle Financial Planners, LLC, a family business located in Boca Raton, Florida. He is responsible for providing the vision for the company. Ted has been a top producer and consistent innovator in the insurance industry. Ted was responsible for introducing life insurance without built-in commissions to the U.S. life insurance market. His contributions to the industry are diverse, including the development of many new products for carriers. Ted was first to provide fee-based policy audit services to fiduciaries such as The Northern Trust for their Trust Owned Life Insurance assets. He has been a leader in the distribution of premium financing solutions for high net worth individuals, families and businesses, placing over $1B of death benefit in his career. With an intuitive sense of the issues and problems facing High Net Worth buyers of jumbo life insurance, Ted is uniquely qualified to assist those clients with their complex insurance needs.

Ted has been published in Insurance News Net, The National Underwriter, Best’s Review and Broker’s World. He has also been featured in business publications such as The Wall Street Journal, Fortune, Forbes and Inc. Magazine. Ted speaks out about the pressing issues facing the life insurance industry by continuing to be published on a regular basis.

Ted has served on many boards and executive committees to support community and social organizations. As a Trustee member of the Boca Raton Chamber of Commerce, he stays connected to the issues facing fellow business leaders.

An alumni of both Northwestern University and the University of Wisconsin/Madison, Ted now resides in South Florida with his wife, Deborah Bernstein.

Deborah Bernstein
Sales and Marketing

As co-founder of Life Cycle Planners, Deborah brings 15 years of sales and marketing experience with Fortune 100 companies.  Her sales expertise helps support the company’s in nearly every way. As a former Director of Sales for Hilton and Marriott Hotels, she is able to call on and implement many of the necessary processes and procedures that help us create the best client experience possible. Working with owners of women owned businesses and single women in retirement, Deborah is passionate about helping women create a secure retirement through guaranteed income strategies.

Focusing on public relations and business development, Deborah helps Life Cycle Financial Planners contribute to the local community of South Florida.  Working with civic and charitable organizations, Deborah helps the company form strategic partnerships.  She is a respected activist in her community. A mother to four children, Deborah stays involved. In various capacities, she has been of service to the Bernstein Family Foundation, local Jewish Federations, the Cystic Fibrosis Foundation, the American Cancer Society, the Humane Society and the Jewish Guild for the Blind.

Deborah has excelled in local and national pageants for more than 20 years and she is currently competing for Mrs. USA, 2017. As both a state and national pageant winner, she is committed to helping women of all ages live their best possible lives. Now, an accomplished author, Deborah wrote and published ‘Stylish Stella’s Magic Crown’, a children’s book that won the esteemed “Mom’s Choice Award, 2013″.

Deborah asks that you visit her social sites. They can be found at www.DeborahBernstein.com – www.facebook.com/queendeborah and www.stylishstella.com

Affiliated Brokers/Agents

Eric Bernstein

 

Eric, living in Austin Texas, is passionate about the mortgage industry while helping people understand the importance of proper financial planning, knowing the value of insurance-based solutions, and properly managing their wealth.  He is strives to learn more from those around him and through meaningful conversations with his clients about their financial situations and desires. When Eric is not working, he is a dedicated sports fan, aspiring golfer, and an enthusiast of travel and cooking.

Matthew Logan

Matthew enjoys traveling and spending time with his fiance, family, friends and his dog, Marley. His hobbies include construction, nearly anything recreational and outdoors. His mission is to provide his clients with the most competitive and innovative products the market has to offer in both life insurance and property and casualty.