Life Cycle Financial Planners, LLC

40% Lower Annual Premiums With Smarter Hybrid Policy – Life Cycle Planning

Ted Bernstein 3 years ago

Lower the Cost of Your Life Insurance and Protect Your Heirs the Way You Intended: Until now, life insurance buyers did not have an option to structure the payment... Read More

Selling Un-Needed Life Insurance Gains Acceptance

Ted Bernstein 10 months ago

Selling un-needed life insurance policies in the secondary market is now considered mainstream. It is a noteworthy development when class action lawsuits against life insurance companies are brought by policyholders.... Read More

Why Income Annuities Are Better Than Bonds

Ted Bernstein 2 years ago

What is the difference between bonds in retirement and annuities? The Wall Street Journal described income annuities as “super bonds”. Within the backdrop of retirement planning, annuities are often... Read More

The SAFEST Guaranteed, Lifetime Income Solution – Everything Guaranteed!

Ted Bernstein 3 years ago

Learn how to use insurance companies to hedge away longevity risk which is quickly becoming the #1 concern facing us in retirement. Read More