Adding Accelerated Benefits Will Turn Your Insurance Policy Into an Emergency Health Fund, At No Cost:
Life insurance with Living Benefits creates an emergency health fund by allowing you to take an advance against the face value. Learn more.
Ted Bernstein
Dedicated to helping people create the ultimate retirement security and protection plan to safeguard their families and businesses. I stress guaranteed income solutions, indexed annuities and state of the art wealth preservation strategies. As the innovator of life insurance products without commissions, my recommendations are impartial, objective and always in the best interests of my clients.
Large Life Insurance Policies
Learn the secrets about the best life insurance policies for people buying jumbo life policies and large life insurance policies. Compare the rates to see the difference.
The Term Insurance Failure
Do you need help with your term life insurance policy that may be expiring without good options. Contact us to discuss where you go from here. 561-869-4500
Is The Estate Tax Going Up?
Confused about the changing estate tax? We can help you plan.
Wealthy People Own Permanent Life Insurance?
High Net Worth (HNW) consumers choose permanent life insurance for many different reasons: Income Replacement: It does not matter if your income is $100,000 per year or $1,000,000 per year, the income replacement need is the same. Nor does it…
Disability Income Insurance – Lower Premiums
by Deborah Bernstein A disabling accident occurs every second in the U.S. with many of these accidents qualifying for disability income insurance. What would your family do if your paychecks stopped tomorrow and didn’t resume for several months or longer?…
Turn Your Life Insurance Policy Into Cash
Should you sell your life insurance policy? Learn more here.
Term Life Insurance In Danger of Lapsing?
Is your term life insurance lapsing? Do you know when the conversion deadline in your term life insurance policy expires? One of the most critical dates in a term life insurance policy is the conversion deadline. You don’t want the…
Life Insurance Policy Review
Life Insurance Policy Review & Monitoring A life insurance policy review is strongly recommended every two years. For many life insurance buyers, an objective and impartial advocate always proves to be invaluable. For individuals, families or businesses, you can navigate…
Selling Un-Needed Life Insurance Gains Acceptance
Selling un-needed life insurance policies in the secondary market is now considered mainstream. It is a noteworthy development when class action lawsuits against life insurance companies are brought by policyholders. Should you sell an un-needed or unwanted life insurance policy? Most…