Annuities & Disappearing Surrender Charges
Surrender charges on fee-based variable annuities seem to be retreating faster than the polar ice caps, new filings reveal. “These advisor-sold contracts typically have no […]
Articles by Ted Bernstein
Power of Indexed Annuities
Indexed Annuities are great vehicles to provide guaranteed lifetime income in retirement. You can never lose principal and income is paid for life. Considered by leading economists and retirement centers to be the safest way to create and protect retirement assets, indexed annuities can be 100% liquid from day one.
Customized Insurance Policy Lowers Premiums As Much As 45%
FOR IMMEDIATE RELEASE: July 2017 – Boca Raton, Florida NEW INSTALLMENT PAYOUT OPTION FOR 45% LESS IN ANNUAL PREMIUMS? Life insurance buyers have a new […]
Catastrophe Insurance For Critical Health Problems says Ted Bernstein Boca Raton
Living Benefits Adds Immediate Protection For Critical & Chronic Health Problems says Ted Bernstein, at no extra cost! Does Your Current Policy Allow You to […]
10 Life Insurance Underwriting Tips To Lower Your Costs
Life Insurance Underwriting – Demystifying The Black Box of Underwriting Sex, Drugs and Genetics One of the most effective ways of reducing your cost of […]
Ken Fisher Hates Annuities? Pros and Cons + The Truth
Does Ken Fisher hate annuities? If Ken Fisher is against guaranteed, lifetime income in retirement, then maybe Ken Fisher hates annuities. Read the annuities pros […]
Federal Estate Tax Repeal – Bad For Business
The life insurance industry let us down when it allowed the estate tax rate to settle at 40% and the lifetime credit (exemption) to rise to $12MM per couple. The […]
10 Most Common Retirement Threats – Protect Your Nest Egg
Watch out for these common retirement threats to your nest-egg. Follow these risk proof retirement tips: Longevity Risk: Considered by many to be the most […]
Why Income Annuities Are Better Than Bonds
What is the difference between using bonds in retirement versus annuities? The Wall Street Journal described income annuities as “super bonds”. Within the backdrop of […]
New York Times: ‘Consider An Annuity’ In Retirement
The lead retirement story in Sunday’s New York Times, How to make your money last as long as you do hit the bulls-eye, explaining how annuities provide […]