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Everyday Tips For Longevity In Retirement.

2 years ago Ted Bernstein 0
1. Time passes faster every day. Don’t make it worse by rushing and stressing over time. Where are you going? 2. Take care of your body so it will take care of you later. Don’t let your world get smaller each day – stay fit and mobile. 3. Intimacy and friendships remain important regardless of where you Read More

2016 Election and Your Retirement

2 years ago Ted Bernstein 0
The 2016 Elections are over, and now you should learn on how this will affect your retirement.  Here are a few resources to help clarify the change of landscape: What a Trump Administration Means for Your Retirement What impact will a Trump presidency have on the 46 million Baby Boomers living in the U.S.?  President-elect Read More

3 Simple Questions To Ask Yourself About Retirement

2 years ago Ted Bernstein 0
Lower Your Stress About Retirement Why You Need To Ask Yourself These 3 Simple Questions About Your Retirement: 1. Do you have any plan at all about retirement besides social security and/or a pension? Over half of all Americans have never made any retirement plan whatsoever, and another 23% have never done any sort of Read More

The Incredible Value of Life Insurance – Nothing Else Can Do This…

2 years ago Ted Bernstein 0
As September is Life Insurance Awareness Month, this is a great testament to the value of how life insurance protects us. We offer state of the art solutions that are customized to meet your specific goals and objectives. Let us help you minimize your premiums and maximize the value of your coverage. Please call me Read More

Insurance Industry Must Do Better.

2 years ago Ted Bernstein 0
Advertising & Marketing 101 If you stop to think about it, when was the last time you saw a life insurance company target an event like the NCAA tournament, the Super Bowl or the Masters (each is their target audience) with ads about the virtues of buying annuities, or life insurance, or any of their Read More

Does Your Retirement Plan Provide You With Enough Guaranteed Lifetime Income?

2 years ago Ted Bernstein 0
With interest rates at historic lows and people living longer, guaranteed lifetime income is critical to a secure retirement plan.  I recently wrote an article about Longevity Risk in a column I write for the Boca Raton Tribune about Life Cycle Financial Planning. It is just as relevant today. “A lack of awareness and understanding about guaranteed income Read More

Life Insurance Without Commission Means Better Value.

2 years ago Ted Bernstein 0
“Bernstein…has introduced what are essentially no-load and low-load policies to the life insurance business…That could mean huge savings for policy buyers.” Forbes “Low-load Life Performs Better For Clients, Companies” National Underwriter people-to-watch-fortune Thirty years ago, I created, designed and introduced permanent life insurance policies without built-in commissions to the U.S. life insurance market. The concept quickly became known by several different names such as “no-load life insurance”, “life insurance without built-in... Read More