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Top 5 Reasons Wealthy People Want Life Insurance

3 days ago Ted Bernstein 0
Wealthy People Want Life Insurance. Do They Need It? Wealthy people, or High Net Worth (HNW) consumers purchase permanent life insurance every day for many reasons. Most people use life insurance for income protection and that is certainly the case for the majority of life insurance purchases. Some, typically younger HNW people are high income Read More

Life Insurance Policy Review

5 months ago Ted Bernstein 0
Life Insurance Policy Review & Monitoring   A life insurance policy review is strongly recommended every two years. For many life insurance buyers, an objective and impartial advocate always proves to be invaluable. For individuals, families or businesses, you can navigate the life insurance world with the comfort of an impartial professional. Transparency and disclosure is Read More

Selling Un-Needed Life Insurance Gains Acceptance

5 months ago Ted Bernstein 0
Selling un-needed life insurance policies in the secondary market is now considered mainstream. It is a noteworthy development when class action lawsuits against life insurance companies are brought by policyholders. Should you sell an un-needed  or unwanted life insurance policy? Most qualified sellers are happy to learn about the benefits of selling their policy in the Read More

Wealthy People Buy Permanent Life Insurance

9 months ago Ted Bernstein 0
Term Life Insurance or Permanent Life Insurance (Whole Life)? Can you afford permanent insurance? Most people can’t. Should you buy permanent life insurance? Only you can answer that question. Do you want to provide a tax-free benefit to your wife, children or business upon your death, whenever that may be, no matter what? If you Read More

Jumbo Life Insurance Purchase: What You Need To Know

9 months ago Ted Bernstein 0
Among High Net Worth consumers, there is a deep appreciation for permanent life insurance. You want every advantage if you currently own or may be considering a jumbo life insurance policy. The underwriting class is major factor in the pricing for: jumbo term insurance jumbo whole life policy or permanent life insurance. Getting the best underwriting Read More

The Value of Life Insurance While Alive

1 year ago Ted Bernstein 0
https://money.usnews.com/money/personal-finance/family-finance/articles/2017-07-27/3-ways-to-use-life-insurance-while-youre-still-alive?sf74224675=1 Please contact Ted Bernstein at 561-869-4500 or email me about a complementary consultation including indexed annuities and a review of your coverage. You can visit us at www.facebook.com/lifecycleplanners Read More

“Not My Family!” How to Avoid Wealth Destruction

1 year ago Ted Bernstein 0
Avoiding Wealth Destruction “If your client’s wealth transfer plan isn’t done carefully, your client’s wealth will be transferred, that’s for sure — just not where they intended. It will end up being transferred to their litigation-minded children, law firms and other professional firms.”   INSURANCE NEWS NET WEALTH DESTRUCTION -Bernstein-INNM1117 ted bernstein boca raton florida  Read More

Customized Insurance Policy Lowers Premiums As Much As 45%

1 year ago Ted Bernstein 0
FOR IMMEDIATE RELEASE:  July 2017 – Boca Raton, Florida NEW INSTALLMENT PAYOUT OPTION FOR 45% LESS IN ANNUAL PREMIUMS? Life insurance buyers have a new and often better option to protect their beneficiaries. According to Ted Bernstein of Life Cycle Financial Planners, it may the most important choice they have when it comes to providing Read More