newszine

Selling Un-Needed Life Insurance Gains Acceptance

6 months ago Ted Bernstein 0
Selling un-needed life insurance policies in the secondary market is now considered mainstream. It is a noteworthy development when class action lawsuits against life insurance companies are brought by policyholders. Should you sell an un-needed  or unwanted life insurance policy? Most qualified sellers are happy to learn about the benefits of selling their policy in the Read More

10 Must Know Retirement Terms & Tips

6 months ago Ted Bernstein 0
As you are getting ready to retire or build your plan, it will be helpful to know these retirement terms and tips. Planning for this exciting chapter of your life is all about making informed decisions that will impact your financial security. Below are 10 essential retirement terms: Full Retirement Age: Full Retirement Age (FRA) Read More

Indexed Annuitiy: A $200 Billion Market

9 months ago Ted Bernstein 0
Should you have a portion of your retirement assets in an indexed annuity? There is a great deal of information about how to allocate retirement assets. A fixed indexed annuity offers upside with virtually no downside. If you want to create an income stream that is guaranteed for life, an indexed annuity may be the Read More

Annuities & Disappearing Surrender Charges

1 year ago Ted Bernstein 0
Surrender charges on fee-based variable annuities seem to be retreating faster than the polar ice caps, new filings reveal. “These advisor-sold contracts typically have no surrender or a very short surrender (period) with very low penalties,” said Kevin Loffredi, senior product manager, annuity solutions, for Morningstar. Surrender charges penalize an annuity contract holder for canceling Read More

Power of Indexed Annuities

1 year ago Ted Bernstein 0
Indexed Annuities are great vehicles to provide guaranteed lifetime income in retirement. You can never lose principal and income is paid for life. Considered by leading economists and retirement centers to be the safest way to create and protect retirement assets, indexed annuities can be 100% liquid from day one. Read More

Ken Fisher Hates Annuities? Pros and Cons + The Truth

2 years ago Ted Bernstein 0
Does Ken Fisher hate annuities? If Ken Fisher is against guaranteed, lifetime income in retirement, then maybe Ken Fisher hates annuities. Read the annuities pros and cons here before you decide. Then you can contact Ted Bernstein at 561-869-4500 and request a complementary income annuity quote with guaranteed, lifetime income that you can never lose. Read More

10 Most Common Retirement Threats – Protect Your Nest Egg

2 years ago Ted Bernstein 0
Watch out for these common retirement threats to your nest-egg. Follow these risk proof retirement tips: Longevity Risk: Considered by many to be the most dangerous  of all retirement threats as life expectancy continues to increase. To mitigate longevity risk, you want to convert lump-sum retirement assets into guaranteed income streams for life. This retirement threat Read More

Why Income Annuities Are Better Than Bonds

2 years ago Ted Bernstein 0
What is the difference between bonds in retirement and annuities? The Wall Street Journal described income annuities as “super bonds”. Within the backdrop of retirement planning, annuities are often compared to bonds and vice versa. They are different. It is important to know their differences in order to appreciate the superior qualities of an income Read More

New York Times: ‘Consider An Annuity’ In Retirement

2 years ago Ted Bernstein 0
The lead retirement story in Sunday’s New York Times, How to make your money last as long as you do hit the bulls-eye, explaining how annuities provide guaranteed, lifetime income in retirement. The story’ s message was simple and to the point: “Consider an annuity”…  will always have enough to cover essential living expenses, no matter how long Read More

Don’t Need or Want Your Existing Life Insurance?

2 years ago Ted Bernstein 0
What Is The Market Value Of Your Existing, Inforce Life Insurance Policy? By now, we have all heard stories about someone that received a significant cash payment for a life insurance policy they thought had no value. If you are 65 or older with a life insurance policy you may not need or want any longer, you Read More