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High net worth people tend to appreciate value and typically want life insurance protection for life. Permanent life insurance (sometimes referred to as whole life…

Today Show: Make your money last with an annuity
The Today Show this week includes an important recommendation about guaranteed, lifetime income. Although 2016 was a banner year for indexed annuities, we have…

What Should You Choose: Time or Money?
An excellent article in The New York Times Sunday Review “But when it is a choice, the likelihood of choosing more time over more money…

Disability Income Insurance – Lower Premiums
by Deborah Bernstein A disabling accident occurs every second in the U.S. with many of these accidents qualifying for disability income insurance. What would your…

Why You Should Have An Income Annuity In Your IRA.
The purpose of an IRA is to create future, guaranteed income in retirement. Investing your IRA assets into an income annuity creates the most guaranteed…

Why Income Annuities Are Better Than Bonds
What is the difference between bonds in retirement and annuities? The Wall Street Journal described income annuities as “super bonds”. Within the backdrop of retirement…