Facebooktwitterredditpinterestlinkedin

Longevity is extending. Both science and technology are on the verge of solving many every day problems of aging. What if we could not only add years to our lives? What if we could spend those years being physically fit, functionally independent, emotionally and mentally healthy? To do this, we must make ourselves FINANCIALLY SECURE through plentiful amounts of guaranteed, lifetime income?

At that point, it is no longer a story about old age. We have a story about long life!

longevity-asian-writing

Read more about longevity risk:

http://www.investopedia.com/terms/l/longevityrisk.asp

https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=17&cad=rja&uact=8&ved=0ahUKEwivofism-vSAhVP6GMKHdu9AlEQiBUIbjAQ&url=https%3A%2F%2Fplus.google.com%2F114674288256493099531%2Fposts%2FZBnygLHNoXQ&usg=AFQjCNGDDCF2yiuSBPXppEbcbN_nL9zsMA&sig2=nPbXUXWPjGd9s379q6sZuA

http://www.institutionalinvestor.com/article/3373646/investors-pensions/the-rising-challenge-of-measuring-and-managing-longevity-risk.html#.WNMC4O-guUl

Also published on Medium.

Facebooktwitterredditpinterestlinkedin

Similar Posts

When Does Life Insurance Without Commission Mean Better Value?
| | | | | | |

When Does Life Insurance Without Commission Mean Better Value?

“Bernstein…has introduced what are essentially no-load and low-load policies to the life insurance business…That could mean huge savings for policy buyers.” Forbes
“Low-load Life Performs Better For Clients, Companies” National Underwriter

people-to-watch-fortune

Thirty years ago, I created, designed and introduced permanent life insurance policies without built-in commissions to the U.S. life insurance market. The concept quickly became known by several different names such as “no-load life insurance”, “life insurance without built-in commissions” and “fee-based” life insurance. Simple and straight-forward, it was well ahead of its time and perceived to be very disruptive in the distribution system of life insurance. We created life insurance products that eliminated the traditional selling costs that were historically priced into life insurance policies. The first year commissions (often 100%-200%), renewal commissions (totaling another 100%), overrides, expense reimbursements and numerous others were ALL eliminated from the pricing of the products I introduced to the market. The impact can be seen as better performance, lower premiums, immediate cash surrender value and complete transparency.