What do Barbara Eden and Elizabeth Montgomery have in common with buying life insurance today?
By the time Jeannie blinks and Samantha twitches her nose is all the time we need to help you buy a life insurance policy. Apply and Buy gets it done without a medical exam, without lab tests or without the traditional underwriting hassle. Everything is done online with the guidance of experienced professionals. Both permanent life insurance policies and term life insurance policies are available. For qualified prospects, no traditional underwriting means:
- No bloodwork, no needles.
- No other body fluids necessary.
- No visit from the doctor.
The Need For Speed.
Welcome to the future where you can buy the most competitive life insurance coverage in a single phone call. By collecting information such as Rx checks, DMV reports and typical credit and consumer information, you can get a policy in a fraction of the time and none of the aggravation.*
Everything is done online. In one sixty minute phone call, you can apply and buy up to $5,000,000 of coverage. Everyone under age 65 is a candidate. Therefore, if you have been putting off the decision to review or upgrade your coverage, now is the perfect time to speak us.
What Type of Policies Are Eligible for Accelerated Underwriting?
Term and permanent policies are eligible, including whole life. There is no difference between these products and the ones available through traditional underwriting, which is the biggest concern people state for not upgrading their existing life insurance coverage. People realize that policies are better than ever before but at least 50% report taking no action. Enhancements like living benefits, vitality pricing, lifestyle credits and lower premiums are not enough to overcome the hassle of underwriting.
The typical concerns stated by most people include:
- the exam process.
- aversions to needles for blood.
- disclosing height and weight.
What About Living Benefits?
Living Benefits are available with accelerated underwriting. The value of Living Benefits is that they allow you to draw against the face amount of the policy if you have a qualifying health emergency. Every life insurance policy should include Living Benefits, without exception, since there is no additional cost.
Please contact me at 561-869-4500 or complete the contact form on this page to schedule a complementary discussion.
* Applicants may not qualify. Insurance companies retain the right to ask for additional medical information based on the initial application.