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Life Cycle Financial Planners, LLC

Retirement and Insurance Solutions For High Net Worth Individuals, Families and Businesses (561) 869-4500

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Term Life Insurance Ending Too Soon? Avoid Making This Mistake!

2 years ago Ted Bernstein 0

Are you worried about your term life insurance policy that is expiring too soon? Do you own a policy that cannot be extended or the price to keep it is 7x or 8x more than the current term premium? Take control and let us help you navigate this important part of your financial plan. Every day, we Read More

40% Lower Annual Premiums With Smarter Hybrid Policy – Life Cycle Planning

2 years ago Ted Bernstein 0

Lower the Cost of Your Life Insurance and Protect Your Heirs the Way You Intended: Until now, life insurance buyers did not have an option to structure the payment of the policy’s proceeds to their beneficiaries. All that has changed – now you have the control to design the payout exactly as you want them Read More

How Much Life Insurance Should You Buy?

2 years ago Ted Bernstein 0

Term Insurance Rates Are Remarkably Low! How Much Life Insurance Should You Buy? From Who? It is important for consumers to have a good understanding of how inexpensive term insurance really is to own. Once you engage with a professional to start the process, a robust discussion will usually follow about “how much” coverage do you Read More

Is Your Universal Life Insurance Policy Keeping You Awake?

3 years ago Ted Bernstein 0

Is Your Universal Life Insurance Policy Keeping You Awake? Several months ago I began writing about a few life insurance companies that are increasing the insurance rates within certain policies. The highly unusual practice is contractually permissible but RARELY done. Some have started arguing, and suing carriers, suggesting it is not legal. I helped the Read More