Adding Accelerated Benefits Will Turn Your Insurance Policy Into an Emergency Health Fund, At No Cost:
Life insurance with Living Benefits creates an emergency health fund by allowing you to take an advance against the face value. Learn more.
Tag life insurance
Is The Estate Tax Going Up?
Confused about the changing estate tax? We can help you plan.
Wealthy People Own Permanent Life Insurance?
High Net Worth (HNW) consumers choose permanent life insurance for many different reasons: Income Replacement: It does not matter if your income is $100,000 per year or $1,000,000 per year, the income replacement need is the same. Nor does it…
Permanent Life Insurance Has Much Lower Net Cost.
Term Insurance or Permanent Insurance? Which Should You Own? Watch out for the dangers of Term Insurance. Do you want to provide a guaranteed, tax-free benefit for your family or business, regardless of how long you live? Then you…
A Whole New Look At Life Insurance Advantages.
https://money.usnews.com/money/personal-finance/family-finance/articles/2017-07-27/3-ways-to-use-life-insurance-while-youre-still-alive?sf74224675=1 It used to be that life insurance only provided benefits to your beneficiaries. Like everything else, innovation has made life insurance far more valuable than ever before. Now you can tap the face amount of your policy if you…
“Not My Family!” Strategies To Avoid Wealth Destruction
The objectives of successful wealth transfer planning and inheritance planning are both financial and succession oriented. Too often, all the planning attention is placed only on the financial aspects. This can lead to unintended consequences for family and business relationships.…
Catastrophe Insurance For Critical Health Problems says Ted Bernstein Boca Raton
Living Benefits Adds Immediate Protection For Critical & Chronic Health Problems says Ted Bernstein, at no extra cost! Does Your Current Policy Allow You to Take an Advance Against the Face Amount at No Cost? Learn How You Can Get…
10 Life Insurance Underwriting Tips To Lower Your Costs
Life Insurance Underwriting – Demystifying The Black Box of Underwriting Sex, Drugs and Genetics One of the most effective ways of reducing your cost of life insurance is by improving the rate class or making sure to get the best class…
Federal Estate Tax Repeal – Bad For Business
The life insurance industry let us down when it allowed the estate tax rate to settle at 40% and the lifetime credit (exemption) to rise to $12MM per couple. The impact is still punishing planners of all stripes. It is time for life insurance companies to…
7 Helpful Tips to Review Life Insurance
Life Insurance Policy Forensics Follow the 7 helpful tips to review life insurance coverage below and you will either improve it or have confirmation that the policy is appropriate. It makes sense to review all insurance coverage every two years.…