Beware of bad financial advice from your friends and family https://t.co/h5zoIuf6SF
— dnason (@dnason) November 7, 2016
Also published on Medium.
Beware of bad financial advice from your friends and family https://t.co/h5zoIuf6SF
— dnason (@dnason) November 7, 2016
Also published on Medium.
Indexed Annuities are great vehicles to provide guaranteed lifetime income in retirement. You can never lose principal and income is paid for life. Considered by leading economists and retirement centers to be the safest way to create and protect retirement assets, indexed annuities can be 100% liquid from day one.
Term Insurance or Permanent Insurance? Watch out for these term insurance risks . Do you want permanent life insurance coverage for your family or business,…
Life insurance with Living Benefits creates an emergency health fund by allowing you to take an advance against the face value. Learn more.
“Bernstein…has introduced what are essentially no-load and low-load policies to the life insurance business…That could mean huge savings for policy buyers.” Forbes
“Low-load Life Performs Better For Clients, Companies” National Underwriter
people-to-watch-fortune
Thirty years ago, I created, designed and introduced permanent life insurance policies without built-in commissions to the U.S. life insurance market. The concept quickly became known by several different names such as “no-load life insurance”, “life insurance without built-in commissions” and “fee-based” life insurance. Simple and straight-forward, it was well ahead of its time and perceived to be very disruptive in the distribution system of life insurance. We created life insurance products that eliminated the traditional selling costs that were historically priced into life insurance policies. The first year commissions (often 100%-200%), renewal commissions (totaling another 100%), overrides, expense reimbursements and numerous others were ALL eliminated from the pricing of the products I introduced to the market. The impact can be seen as better performance, lower premiums, immediate cash surrender value and complete transparency.
Term Insurance Rates Are Remarkably Low! How Much Life Insurance Should You Buy? From Who? It is important for consumers to have a good understanding of…
Is your term life insurance lapsing? Do you know when the conversion deadline in your term life insurance policy expires? One of the most critical…